Emma Miller
Malamulo osunga ndalama angakuthandizeni kusiya kugwiritsa ntchito ndalama pogula zinthu zosafunikira ndikuyamba kusunga ndi kugwiritsa ntchito zinthu zofunika kwambiri.
Ngakhale kuti ndalama sizingagule chimwemwe, m’dziko lamakonoli zingapangitse moyo wachimwemwe ndi wosangalatsa. Lingaliro la momwe mungasungire ndalama ndi kusunga popanda kupsinjika kwambiri limatenga malingaliro ambiri.
Nazi njira zothandiza zokuthandizani kusunga:
- Osagula mwachisawawa; dzipatseni maola 24 kuti mupange malingaliro anu;
- Ikani malire ogwiritsira ntchito mweziwo ndikuumirira;
- Sungani ndalama zanu ndi pulogalamu kapena kope;
- Gwiritsani ntchito kuchotsera ndi makuponi;
- Pezani khadi yokhala ndi ndalama;
- Osataya zipangizo zakale ngati zingathe kugulitsidwa ndi kupanga ndalama;
Mbali yothandiza ya nkhaniyi ndi yofunika, koma ngati itathetsa vutoli, sizikanakhala zovuta kwambiri. Mwamuna si loboti, yomwe imatha kutsata ma aligorivimu, chifukwa chake, ndikofunikira kugawa padera njira zingapo zabwino:
- Osadziletsa m'chilichonse, apo ayi, zidzabweretsa kuwonongeka;
- M'malo kugula zinthu zina zosangalatsa kapena kuyenda m'chilengedwe;
- Khalani ndi chidwi ndi ndalama zomwe mumasunga;
- Yambani kupulumutsa ndi ndalama zochepa, pang'onopang'ono kuwonjezera;
Kusakhazikika m'nyumba kumatha kuyambitsa kupsinjika kwatsopano, komanso ndizotheka kuchepetsa ndalama zosafunikira. Malangizo othandiza panyumba omwe ali ofunikira panthawi yovutayi:
- sankhani mababu osagwiritsa ntchito mphamvu;
- zotsukira mu paketi lalikulu ndi zotsika mtengo kuposa zambiri zazing'ono;
- mutha kupanga sopo watsopano kuchokera ku sopo wowunjikana; izi zimagwiranso ntchito ndi makandulo;
- chotsukira mbale chotsukira mbale chingachepetse kumwa kwake;
Aliyense amasankha njira yake yosungira ndalama. Chinthu chachikulu ndi chakuti ndizosangalatsa.
